Guardian AI™
Digital trust at the consumer moment. Guardian AI™ applies the same assurance discipline to the seconds before a person taps a link, scans a code, answers a call, or moves money, and returns a verdict a non expert can act on.
The loss happens in the moment a person decides to act.
Consumer fraud has moved from breaking into accounts to persuading their owners. Where the person authorizes the action themselves, account security is not engaged and the transfer is often irreversible. Warning the person afterward is a customer service event, not protection.
The victim performs the action. Controls built to stop intruders do not see it, and the funds are frequently unrecoverable.
The harmful ask arrives after days or weeks of ordinary looking contact. Judged message by message, nothing looks wrong.
A familiar voice, a corporate looking page, or a code on a real sign carries authority that content alone cannot be checked against.
The harm arrives on a phone, in the hands of the people least equipped to judge it.
Mobile devices and PCs are where a coupon, a call, a message, or a chat with an AI assistant becomes a decision with money or a child’s safety attached. Three groups carry most of that exposure.
Federal Trade Commission, Protecting Older Consumers 2024–2025, Report to Congress; FTC Consumer Sentinel Network Data Book 2024.
National Center for Missing & Exploited Children, CyberTipline Data 2024 and 2024 in Numbers.
Global Anti-Scam Alliance and Feedzai, Global State of Scams Report 2024; FTC Consumer Sentinel Network Data Book 2024.
Views from the Guardian AI™ household experience on mobile. Select any to open it full scale.
Where a verdict is delivered.
Coverage is described here at the level of the consumer moment. Detection methods, thresholds, and internal composition are proprietary and are covered in technical diligence under NDA.
A verdict on a destination before it opens, including newly created sites and lookalike domains that reputation lists have not yet seen.
Intent behind a scanned code in the physical world, where the sticker on a meter or an invoice quietly redirects a payment.
The shape of a relationship over time rather than one message, which is how romance, investment, and impersonation schemes are recognized.
The moment before money moves to a new payee under time pressure, where the transfer cannot be recalled once it completes.
Whether a familiar sounding caller is what it appears to be, with a verification step the consumer can actually perform.
Elder and minor contexts handled with stricter thresholds and escalation to a designated trusted contact rather than leaving a vulnerable person to decide alone.
Built to be embedded in products people already carry.
Consumers do not adopt a separate safety app in the moment they need one. Guardian AI™ is designed to be delivered through the institutions already present at the moment of risk.
A trust capability on the handset, covering the camera, the call, the message, and the wallet as one plane rather than four disconnected warnings.
An evidence backed intervention before an irreversible transfer, and a record of the warning given, which matters where reimbursement rules apply.
Protection offered as a subscriber or member benefit, with household coverage as the upgrade path.
A loss prevention benefit attached to an existing policy or plan, where prevented loss is measurable against claims history.
What the partner gets out of it.
Fraud losses, reimbursement exposure, and the servicing cost of each incident are the direct line items assurance acts on.
Protection at the moment of risk is a reason to choose and stay with a device, a bank, or a carrier, and it is visible to the customer.
A verdict with evidence behind it, and an explicit withholding when the evidence is thin, keeps alerts credible enough to be obeyed.
Consumer protection duties increasingly require showing what the institution did to prevent a loss. The record answers that.
Partner business cases are modeled on the partner's own loss, servicing, and churn data. We do not publish prevention rates or benchmark figures we cannot attribute.
Partnership conversations start with one surface.
Pick the moment where your customers lose the most, and we will scope a governed pilot around it.